Mortgage Brokers in Toronto

Toronto Mortgage Broker

Toronto Mortgage Broker - Mortgage Broker/Mortgage Agent

Toronto Mortgage Broker
Toronto Mortgage Broker
Toronto, ON
E-Mail: info@findmeamortgagebroker.com

We have built a strong reputation as an outstanding Mortgage Toronto Brokerage firm serving real estate professionals, builders and individual home buyers. Our full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan that’s right for you. Throughout the lending process we provide regular loan updates and progress reports so you always know the status of your loan.

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Mortgage Agents Servicing:

Percival Alexander

Percival Alexander - Mortgage Broker/Mortgage Agent

Percival Alexander, Mortgage Brokerage – Manager Finance Division
CDN Business Investor Corp.
30 Carrier Drive, Suite 202
Toronto, ON M9W 5T7
Phone: 416 410 8477
Cell: 416 410 8477
Fax: 416 410 8477
E-Mail: cbic@on.aibn.com

CDN Business Investor Corp. (CBIC) Private lenders have financed the following types of transactions over the past 20 years; Residential and commercial mortgages; land; land for redevelopment; residential development; condominiums; retail malls; automobile dealerships; mini-warehouses; landfills; gas stations; parking lots; hotels/motels; golf courses; fuel facilities; bed and breakfast; convenience stores; movie theatres; mixed use facilities; boat production; recycling facilities; offices; industrial; medical offices; outlet malls; business debt consolidation; companies in distress; restaurants/delis/dinners; RV/mobile home parks; athletic/sport facilities/training centres; marinas and marine facilities; and transportation facilities in Ontario, Canada and (USA on a case by case basis).

Our private loans are almost all interest-only and very flexible in terms of term, rate and fees and very on a deal to deal basis.

See detailed description of the basic private lending parameters provided below:
Types of Loans
• First or second mortgages on income producing real estate up to 85% of value.
• First or second mortgages on residential up to 85% of value (90% case by case).
• 1st mortgages on residential and commercial land up to 75% of appraised value.
• Construction loans up to 100% of cost and up to 80% loan to value.
• Loans to condominium corporations.
Terms
• Loan amounts of $200,000 to $50,000,000
• Interest only (or an interest reserve established at funding).
• Limited recourse
• Bridge and mezzanine loans
• 6 months to 5 year terms
Due diligence includes exit strategy, site inspection, local market review, and third party reports including appraisals, environmental and building condition reports.
Residential mortgages range from of $150,000 to $20,000,000.00 from borrowers whose financing needs are not being met by financial institutions.
Typical borrowers are self-employed individual with non-provable income or have bruised credit, or have low income but substantial assets, individual turned down by the bank because of bad credit, individuals having financial problems with home equity.

CBIC does not have a template-there is no “one-size-fits-all” model used to try to shape the client into. There is no debt to equity ratio box to fit into. CBIC lenders provide true equity lending.
While other firms spend their time looking for capital, CBIC is presenting their clients to the Capital.
If I can be of any help, please don’t hesitate to get in touch with me.

WE WELCOME. ALL PRIVATE LENDER’S INQUIRES.

CDN Business Investor Corp. License #10234

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Mortgage Agents Servicing:

Dean Jessop

Dean Jessop - Mortgage Broker/Mortgage Agent

Dean Jessop, AMP
Mortgage Alliance The Mortgage Boutique
60 Norelco Drive
Toronto, ON M9L 2X6
Phone: 4168338713
E-Mail: dean@mortgagealliance.com
Website: www.tmboc.ca

 

The one stop mortgage shop! If the banks say yes, we’ll likely do better, if the banks say no, we work to get a yes and build a long term partnership that keeps you on the right path.

Call me before you refinance, before you go shopping for you new home.

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Mortgage Agents Servicing:

Thushanth Kantharajah

Thushanth Kantharajah - Mortgage Broker/Mortgage Agent

Thushanth Kantharajah – Mortgage Agent
Mortgage Alliance Access Inc.
209-8130 Sheppard Ave E
Toronto, ON M1B 3W3
Phone: 416 732 2790
Cell: 416 732 2790
E-Mail: tkantharajah@mortgagealliance.com

I focus on assisting you to find the right mortgage required to purchase your dream property. My services include but not limited to, first time home buyers, refinances, buying that second home or investment property, assisting with debt consolidation by using the equity in your home. I make sure that, I make it my first priority to find you the best and most suitable mortgage product in the industry that fits your lifestyle. That’s my commitment to you.

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Mortgage Agents Servicing:

Suganthan Thavarajasingam

Suganthan Thavarajasingam - Mortgage Broker/Mortgage Agent

Suganthan Thavarajasingam – Mortgage Agent / BDM
Obsidian Mortgage Corp
35 Grand Marshall Drive
Toronto, ON M1B 5W9
Phone: 416-859-2564
Cell: 416-859-2564
Fax: 416-283-5820
E-Mail: suganthan@obsidianmortgages.com
Website: www.suganthan.ca

 

Suganthan Thavarajasingam has been working with Obsidian Financial as a mortgage agent since 2005; assisting people all across Canada full fill their unique mortgage and financial needs.

From refinancing your existing mortgage at better rates up until selling your old home for a new one, Obsidian has a spectrum of services to not only identify your needs but also to meet those needs with excellence. Clients and professional associations have recognized their services consistently across Canada.

Suganthan and the Team won numerous awards of recognition for their services including the prestigious 2010 Canadian Mortgage Award winner from the Canadian Mortgage Professionals Association.

As a professional member of the Canadian Association of Accredited Mortgage Professionals, and licensed by Financial Services Commission of Ontario, the official regulator and licensor of all financial institutions in Ontario, Suganthan brings together credibility with exceptional customer service.

With an award winning team to provide a world-class support network, Suganthan provides avenues for clients with a wide range of financial needs to succeed in achieving their goals. Because many things in life are often on a case-by-case basis, Obsidian has access to a wide array of Chartered Banks, Trust Companies, Credit Unions, Insurance Companies, and Private Investors, to provide you with options and financing solutions that work for you.
Honors and Awards:

Canadian Mortgage Professional Awards 2010 Winner
The 2010 Street Capital Award for Best Newcomer

Canadian Mortgage Professional Awards 2010 Finalist
The 2010 ING Direct Award for Mortgage Brokerage of the Year

Canadian Mortgage Professional Awards 2009 Finalist
The 2010 Street Capital Award for Best Newcomer

The 2009 CMHC Award for Independent Mortgage Brokerage Of the Year

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Mortgage Agents Servicing:

Daniel Mandel

Daniel Mandel - Mortgage Broker/Mortgage Agent

Daniel Mandel, Broker – Loan Origination and Underwriting
Sure Mortgage
401 Queens Quay West, Unit 709,
Toronto, ON M5V 2Y2
Phone: 647-449-4266
Fax: 1-866-310-9402
E-Mail: daniel.mandel@suremortgage.ca

SERVICES

CONSTRUCTION AND DEVELOPMENT LENDING

-Condominium and multi-family construction loans
-Infill and subdivision residential construction loans
-Commercial / Retail plaza and industrial construction loans
-Land consolidation and acquisition financing
-Land servicing and building lot loans
-Conversions, restorations and renovations

TERM FINANCING / INVESTMENT PROPERTY FINANCING

-Long term and short term fixed and floating rate loans
-1st, 2nd and 3rd mortgages on Multi-unit residential apartment buildings,student residence buildings and special purpose income producing properties
-Financing of commercial, industrial and retails properties for both owner occupied purposes and rental.
-Hotels, recreational properties and special purpose property financing

SPECIALTY FINANCING / SHORT TERM BRIDGE LOANS

-Special purpose real estate financing
-Bridge loans & Mezzanine loans
-Work out lending and special situation loans
-Debt (mortgage loan) purchases of performing and non-performing debt’
-Cross collateral / blanket mortgage facilities
-Condominium corporation improvement loans

INTERNATIONAL / OUT OF COUNTRY FINANCING

-Development and construction loans in Central America, the Caribbean and the certain areas of the United States
-Residential Mortgages (2nd home, fractional ownerships, vacation properties)
-Foreign property loans secured by property in Canada or certain areas of the United States.

Sure Mortgage is a division of Durham Capital Management Inc., Licence #: 10712
401 Queens Quay West, Unit 709, Toronto, ON M5V 2Y2
© 2012 all rights reserved sure mortgage

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Mortgage Agents Servicing:

Stafford immigration group

Stafford immigration group - Mortgage Broker/Mortgage Agent

Stafford immigration group, Lawyer – Stafford immigration group
Stafford immigration group
330 Bay Street Suite 820
Toronto, ON M5H 2S8
Phone: 18663014360
E-Mail: immigrationlawyersinus@gmail.com

Our lawyers have the experience, expertise, and professionalism to provide you with the highest quality of legal representation in U.S. immigration and cross-border matters. They provide US waiver for Canadians, US immigration lawyer Calgary, US immigration lawyer Montreal, US immigration lawyer Vancouver.

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Mortgage Agents Servicing:

Carina Takimoto

Carina Takimoto - Mortgage Broker/Mortgage Agent

Carina Takimoto – Mortgage Agent
Lend At Ease Lic 12257
4040 Steeles Avenue, Unit #48a
Woodbridge, ON L4L 4Y5
Cell: 416 885 6696
E-Mail: carina.mortgage@gmail.com
Website: www.carinatakimoto.com

 

Specialize in home and commercial mortgages, refinancing, debt consolidation, loans, first time home buyers, bad credit and more.

 

My approach is simple:
To present my clients with the best mortgage product that’s available on the market, given their client profile.

 

Don’t fall for what sales people tell you & sell you. It’s not only about the rate. Rate is one thing, but not everything. Make your due diligence & obtain unbiased advice from someone who is not “hired” to push particular products to you, but rather, guide you.

This is why I shop for the best product, w/competitive rates & terms, based on client’s qualification.
– Fixed or variable? Closed or Open?
– What term?
– What’s “the” situation currently?
– What are your long-term & short-term financial goals?

 

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Luca Novello

Luca Novello - Mortgage Broker/Mortgage Agent

Luca Novello – Mortgage Expert
Dominion Lending Centres Edge Financial FSCO# 10710
201 – 8 Sampson Mews
Toronto, ON M3C 0H5
Phone: 416-565-6402
Toll-Free: 7-888-954-4100
Fax: 416-443-8619
E-Mail: luca.novello@dominionlending.ca

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Mortgage Agents Servicing:

Jeff Ames

Jeff Ames - Mortgage Broker/Mortgage Agent

Jeff Ames
SAFEBRIDGE Financial Group
1500 Don Mills Rd Suite 501
Toronto, ON M3B 3K4
Phone: 416 904 1884
E-Mail: jeff@safebridgefinancial.com

Mortgage Centered Financial Planning…where rates are just the beginning©

At SAFEBRIDGE we believe true value just isn’t only in the product, but also in the knowledge, experience, and execution of the plan. The end result leads to the selection of the ideal solution for your mortgage and financial needs.

A mortgage is the center piece of ones financial portfolio. By reviewing your short and long term financial goals, you can position your mortgage with your investments to help build your wealth and net worth quicker.

Which sounds better to you, a mortgage, or a Mortgage Centered Financial Plan? …minimizing your total interest and building wealth at the same time.

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Mortgage Agents Servicing:

Doug Boswell

Doug Boswell - Mortgage Broker/Mortgage Agent

Doug Boswell – mortgage agent MO90002332
Concierge Mortgage Group #12179
34 Village Centre Place #300
Mississauga, ON L4Z1V9
Phone: 647-620-9820
Cell: 647-620-9820
E-Mail: doug.boswell@migroup.ca

With access to over 60 lenders I can offer first mortgages, purchases, refinances, transfers,secomd and private mortgages.

Concierge Mortgage Group – A network partner of Mortgage Intelligence

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Mortgage Agents Servicing:

Shubha Dasgupta

Shubha Dasgupta - Mortgage Broker/Mortgage Agent

Shubha Dasgupta, AMP – Mortgage Broker
1935 Leslie Street
Toronto, ON M3B 2M3
Phone: 416-669-2046
Cell: 416-669-2046
Fax: 416-398-5464
E-Mail: shubha_d88@yahoo.ca

Shubha is a positive, driven professional whose values, ethics and knowledge are an irreplaceable asset within the company. His strong education in Financial Services has provided Shubha with professional knowledge of the financial markets that in turn are able to provide his clients with an in depth understanding of all available options within this overwhelming marketplace. Shubha is a proud member in good standing of the Canadian Association of Accredited Mortgage Professionals (CAAMP) where he holds an AMP designation and continues his carreer development and education through seminars, workshops and conferences. He is also a volunteer chair at the Canadian Cancer Society and contributed his time and efforts in eradicating the disease.

If you want excellent, experienced service, make sure to contact Shubha and make him part of your home buying team!

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Mortgage Agents Servicing:

Matthew S Hines

Matthew S Hines - Mortgage Broker/Mortgage Agent

Matthew S Hines – Mortgage Agent
Dominion Lending Centres Edge Financial
201 – 8 Sampson Mews
Toronto, ON M3C 0H5
Phone: (416) 445-4101
Toll-Free: 877.736.1876
Cell: 416.908.2070
Fax: 877.736.1876
E-Mail: mhines@dominionlending.ca

Our knowledge of the mortgage market will allow for a speedy, stress-free first time home buying experience.

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Mortgage Agents Servicing:

Jason Skare

Jason Skare - Mortgage Broker/Mortgage Agent

Jason Skare – Mortgage Agent Lic# 11363
Dominion Lending Centres
2301 Queen Steet East
Toronto, ON M4E 1G7
Phone: 416-846-2609
Cell: 416-846-2609
Fax: 888-506-3078
E-Mail: jskare@dominionlending.ca

Investment/Tax Deductible Mortgages
1st and 2nd Mortgages
Debt Consolidation Mortgages
Self Employed
Secured Lines of Credit
Industrial/Commercial Mortgages

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Mortgage Agents Servicing:

Mike Raghubar

Mike Raghubar - Mortgage Broker/Mortgage Agent

Mike Raghubar, AMP – Commercial Mortgage Agent
Mortgage Alliance Commercial Canada
Toronto, ON
Phone: (416) 903.8090
Toll-Free: (877) 366.3487
Cell: (416) 903.8090
E-Mail: mraghubar@macommercialcanada.com

Licence M11001858

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Mortgage Agents Servicing:

Shaun Katzberg

Shaun Katzberg - Mortgage Broker/Mortgage Agent

Shaun Katzberg – Mortgage Agent M11002102
Elias Financial Corp FSCO # 11968
3011 Markham Road unit #3
Toronto, ON M1X 1L7
Phone: 647-280-5289
Cell: 647-280-5289
Fax: 416-292-3145
E-Mail: shaun@eliasfinancialcorp.com

I am Shaun Katzberg your licensed Mortgage Agent at Elias Financia Corpl. We’re a full service Mortgage Brokerage with expertise in every area of mortgage lending…from Purchase to Refinance to Construction Lending to Commercial Lending. We have access to a full range of mortgage sources and we are dedicated to finding the right loan – with the best rates and terms – to meet our clients’ unique needs.

With the ability to place simple to complex deals, the professionals at Elias Financial Corp., are dedicated to getting you the best possible deal on your mortgage. Some of the services we offer are:

-Residential, Commercial & Construction Mortgages

-Refinancing/ Equity Take Out Mortgages,

-Private and Second Mortgages,

-Debt Consolidation,

-Mortgages for the Self-Employed,

-Home Purchases,

-Business Financing

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Mortgage Agents Servicing:

Gagandeep Sandhu

Gagandeep Sandhu - Mortgage Broker/Mortgage Agent

Gagandeep Sandhu – Mortgage Agent
Verico The Mortgage Wizards Inc
201- 5407 Eglinton Ave W.
Toronto, ON M9C 5K6
Phone: 416-621-7571
Cell: 647-832-0420
Fax: 416-621-7502
E-Mail: gagandeep.sandhu@verico.ca

I am a licensed mortgage professional hoping to start a new business collaboration with you. Trust, Reliability, Experience and Professionalism is what you can expect from me.

As you’re aware, the mortgage business has grown from a handful of lenders, primarily the big banks, to many mortgage only companies. This industry is extremely dynamic and volatile. Different financial institutions and lenders offer a wide range of mortgage rates, terms, and conditions. This is the key reason that a home buyer today is best served by a licensed professional.

As a mortgage professional, I offer one stop convenience, impartial advice and can provide the best mortgage product for my clients. My job is to get to know clients, ascertain their financial needs and then empowering them by developing various strategies which ultimately help them in achieving their financial goals and objectives.

Looking forward to doing business with you.

Gagandeep Sandhu.

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Mortgage Agents Servicing:

Zvika Shluper

Zvika Shluper - Mortgage Broker/Mortgage Agent

Zvika Shluper – Mortgage Agent
Mortgage Intelligence
Phone: (905) 482-2121
Cell: (416) 452-8245
Fax: (905) 482-9809

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Yves Reinards

Yves Reinards - Mortgage Broker/Mortgage Agent

Yves Reinards – Mortgage Broker
Mortgage Intelligence
Phone: (416) 571-2717
Fax: (905) 755-0876

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Wendy Melville

Wendy Melville - Mortgage Broker/Mortgage Agent

Wendy Melville – Mortgage Agent
Mortgage Intelligence
Cell: (647) 294-7672

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Walid Ayoub

Walid Ayoub - Mortgage Broker/Mortgage Agent

Walid Ayoub, AMP – Mortgage Agent
Mortgage Intelligence
Phone: (416) 496-7874
Cell: (416) 885-2830

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Vladimir Trkulja

Vladimir Trkulja - Mortgage Broker/Mortgage Agent

Vladimir Trkulja – Mortgage Agent
Mortgage Intelligence
Phone: (416) 565-9390
Cell: (416) 473-1090

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Mortgage Agents Servicing:

Vesna Milevska

Vesna Milevska - Mortgage Broker/Mortgage Agent

Vesna Milevska, AMP – Mortgage Agent
Mortgage Intelligence
Phone: (416) 932-2494
Cell: (416) 388-4817
Fax: (416) 487-9474

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Mortgage Agents Servicing:

Vera Veloira

Vera Veloira - Mortgage Broker/Mortgage Agent

Vera Veloira – Mortgage Agent
Mortgage Intelligence
Phone: (416) 509-7511
Cell: (416) 509-7511
Fax: (647) 977-9260

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Trevor Isaac

Trevor Isaac - Mortgage Broker/Mortgage Agent

Trevor Isaac – Mortgage Agent
Mortgage Intelligence
Phone: (905) 569-8326
Toll-Free: (888) 684-8326
Cell: (416) 557-1681
Fax: (905) 569-0277

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Toni Ceniti

Toni Ceniti - Mortgage Broker/Mortgage Agent

Toni Ceniti, AMP – Mortgage Agent
Mortgage Intelligence
Phone: (647) 295-6305
Cell: (647) 295-6305
Fax: (905) 887-2621

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Theresa Beneteau

Theresa Beneteau - Mortgage Broker/Mortgage Agent

Theresa Beneteau – Mortgage Broker
Mortgage Intelligence
Phone: (519) 257-7117
Cell: (519) 266-6145
Fax: (519) 790-0026

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Teresa Oliver

Teresa Oliver - Mortgage Broker/Mortgage Agent

Teresa Oliver – Mortgage Agent
Mortgage Intelligence
Phone: (905) 228-1389
Cell: (905) 825-5050
Fax: (647) 344-8070

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Svetlana Tchani

Svetlana Tchani - Mortgage Broker/Mortgage Agent

Svetlana Tchani, AMP – Mortgage Broker
Mortgage Intelligence
Phone: (416) 222-0533
Cell: (647) 284-2007
Fax: (416) 222-0338

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Susan Fieseler

Susan Fieseler - Mortgage Broker/Mortgage Agent

Susan Fieseler – Mortgage Agent
Mortgage Intelligence
Phone: (905) 333-0255
Fax: (905) 333-3463

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Susan Copp

Susan Copp - Mortgage Broker/Mortgage Agent

Susan Copp, AMP – Mortgage Agent
Mortgage Intelligence
Phone: (416) 704-4492
Fax: (416) 733-2148

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Steven Biderman

Steven Biderman - Mortgage Broker/Mortgage Agent

Steven Biderman – Mortgage Agent
Mortgage Intelligence
Phone: (905) 532-9288
Cell: (416) 918-4666
Fax: (905) 532-0890

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Steve Kooshesh

Steve Kooshesh - Mortgage Broker/Mortgage Agent

Steve Kooshesh – Mortgage Agent
Mortgage Intelligence
Cell: (416) 451-6060
Fax: (905) 370-0270

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Stephen Spriggs

Stephen Spriggs - Mortgage Broker/Mortgage Agent

Stephen Spriggs – Mortgage Broker
Mortgage Intelligence
Phone: (905) 773-6224
Fax: (905) 773-0950

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Simon Lyn

Simon Lyn - Mortgage Broker/Mortgage Agent

Simon Lyn, AMP – Mortgage Agent
Mortgage Intelligence
Phone: (905) 267-2714 x1
Cell: (416) 451-7417
Fax: (416) 451-0179

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Serguei Totrov

Serguei Totrov - Mortgage Broker/Mortgage Agent

Serguei Totrov, AMP – Mortgage Broker
Mortgage Intelligence
Phone: (416) 222-0533
Cell: (416) 456-7706
Fax: (416) 222-0338

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Sebastion Patrizio

Sebastion Patrizio - Mortgage Broker/Mortgage Agent

Sebastion Patrizio – Mortgage Agent
Mortgage Intelligence
Cell: (416) 402-8520
Fax: (905) 822-1240 or (866) 278-5914

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Sanjiv Sawh

Sanjiv Sawh - Mortgage Broker/Mortgage Agent

Sanjiv Sawh – Mortgage Broker
Mortgage Intelligence
Phone: (416) 926-9600
Cell: (416) 450-9000
Fax: (416) 926-9525

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Mortgage Agents Servicing:

Rupinder Nannar

Rupinder Nannar - Mortgage Broker/Mortgage Agent

Rupinder Nannar, AMP – Mortgage Consultant
Mortgage Intelligence
Phone: (416) 740-9797
Fax: (905) 790-5622

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Rosemary Forte Santos

Rosemary Forte Santos - Mortgage Broker/Mortgage Agent

Rosemary Forte Santos, AMP – Mortgage Broker
Mortgage Intelligence
Phone: (416) 410-7004
Toll-Free: (877) 410-7004
Fax: (416) 410-7004

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Rolando Villa

Rolando Villa - Mortgage Broker/Mortgage Agent

Rolando Villa – Mortgage Agent
Mortgage Intelligence
Phone: (905) 427-3599
Cell: (416) 908-5453
Fax: (866) 381-5501

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Rohit Dhawan

Rohit Dhawan - Mortgage Broker/Mortgage Agent

Rohit Dhawan, AMP – Mortgage Broker
Mortgage Intelligence
Phone: (416) 816-4444
Fax: (905) 789-7666

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Rodney Dobson

Rodney Dobson - Mortgage Broker/Mortgage Agent

Rodney Dobson, AMP – Mortgage Agent
Mortgage Intelligence
Phone: (905) 432-6070
Fax: (905) 432-6057

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Roberts Group

Roberts Group - Mortgage Broker/Mortgage Agent

Roberts Group, AMP – Mortgage Broker
Mortgage Intelligence
Phone: (905) 477-1454
Cell: (416) 918-4100
Fax: (905) 477-0411

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Rob Beecham

Rob Beecham - Mortgage Broker/Mortgage Agent

Rob Beecham – Mortgage Agent
Mortgage Intelligence
Phone: (416) 918-1768
Cell: (416) 918-1768
Fax: (416) 628-1694

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Rebecca Lucchetta

Rebecca Lucchetta - Mortgage Broker/Mortgage Agent

Rebecca Lucchetta – Mortgage Broker
Mortgage Intelligence
Phone: (905) 755-0874
Cell: (416) 910-1621
Fax: (905) 755-0876

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Ranjit Dhaliwal

Ranjit Dhaliwal - Mortgage Broker/Mortgage Agent

Ranjit Dhaliwal, AMP – Mortgage Broker
Mortgage Intelligence
Phone: (905) 789-1166
Fax: (905) 789-7666

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Mortgage Agents Servicing:

Randy De Angelis

Randy De Angelis - Mortgage Broker/Mortgage Agent

Randy De Angelis, AMP – Mortgage Agent
Mortgage Intelligence
Phone: (905) 279-8300
Cell: (416) 568-5875
Fax: (905) 279-5035

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Peter Kampe

Peter Kampe - Mortgage Broker/Mortgage Agent

Peter Kampe, AMP – Mortgage Agent
Mortgage Intelligence
Phone: (905) 250-0764
Toll-Free: (800) 804-3767
Fax: (905) 250-0766 or (800) 841-8223

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Peter Dardarian

Peter Dardarian - Mortgage Broker/Mortgage Agent

Peter Dardarian – Mortgage Broker
Mortgage Intelligence
Cell: (647) 588-8700
Fax: (416) 410-0484

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