Gary Phelps

Gary Phelps – 2nd Mortgage, Commercial Mortgage, Debt Consolidation, Equity Mortgage, Mortgage Refinancing, New Home Mortgage Loan, Reverse Mortgage
Independent Mortgage Broker
Loans Offered:

* Federal National Mortgage Association Fannie Mae FNMA
* Federal Home Loan Mortgage Corporation Freddie Mac FHLMC
* Federal Housing Administration FHA
* Veterans Adiministration VA
* California Veterans Administration Cal Vet
* California Public Employee Retirement System Cal PERS
* California Teachers Retirement System Cal STRS
* California Housing Finance Agency
* First Time Home Buyers
* 100% Loans for No Money Down
* 103 % Loans for No Money Down and to pay for closing costs
* 107% Loans for No Money Down and to pay for closing costs and 4% to pay off debt
* Sub-Prime Loans for borrowers with a high debt or has credit problems
* Conforming Loans
* Jumbo Loans
* Mobile Home Loans on Permanent Foundations, where you own the land
* Lot Loans
* Construction loans
* Construction to Permanent Financing Loans
* Commercial, Mixed Use, and Apartments
* First Mortgages 1st Trust Deed
* Second Mortgages 2nd Trust Deed
* Home Equity Lines of Credit HELOC
* Reverse Mortgages
Phone: 805-591-1535